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I’ve been in the lending business for over 13 years and take great pride in educating clients so they can make informed decisions with no surprises. I believe in an open and quick communication style and feel this has helped me become a trusted lender among my family of clients and realtors. I am a Colorado native and can be found enjoying everything Denver has to offer. In my off time, I can be found riding my bike or attempting to stay on my skates while playing hockey.

Mortgage Calculator

Buying a home is a big investment with expenses you may not have thought about. Use our mortgage calculator to estimate your mortgage payment, including taxes and insurance.

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30-Yr Fixed / 4.25% Interest
  • Principal & Interest $949
  • Property Tax $250
  • Homeowners Insurance $58
  • Mortgage Insurance $84

Additional Calculators

How Much Will My Payments Be?
Calculate your monthly payment with applicable finance charges, PMI, hazard insurance, and property taxes.

Mortgage Principal Calculator
This calculator allows you to "peek into the future", allowing you to see the remaining balance of your mortgage after several payments.

Affordability Calculator
How much can you borrow from a lender? Use this calculator to calculate the amount you can afford from the lender's point of view.

Mortgage Length Calculator
This calculator will help you to determine your savings if you make larger monthly payments.

What if I Pay More Every Month?
See how your mortgage will be reduced, if you pay $$$ more every month.

Should I Refinance?
Is your old APR (Annual Percentage Rate) too high? Estimate the benefits of refinancing using this calculator.

Tax Benefits Calculator
This calculator will calculate your tax savings after a house purchase. Financial analysis includes first year as well as total tax savings.

Should I Pay Points to Lower My Interest Rate?
Calculate how much points affect your monthly payments and how fast they will pay for themselves.


A big thanks to Nick and his team for finding just what we needed and for all their hard work in helping us close timely, while always being available and maintaining excellent communication! Sarah Burkhardt
This is the third time we've used Nick and his team for our home purchase. Every time, Nick and his team are extremely thorough, helpful and quick to let us know our best options for us. We love that Nick breaks everything down so that the process is easy to understand and he's ... READ MORE Monica Torres
Nick and his team did an outstanding job explaining how the loan process works, guiding me through AmeriFirst's portal, submitting documents for underwriting, explaining various loan options, and making sure we everything was in place for closing. Nick himself came to closing, ... READ MORE Dave Coldiron President/Owner
Responsive, knowledgeable, and friendly. Looking forward to working with him again. Nimesh Rana
Excellent to work with and walked us through every step of the process. Made it easy and hassle free. Definitely recommend Nick and the rest of AmeriFirst Financial. Chris Winfrey
Great to work with. Very responsive and attentive David Loeffler Construction Project Manager
We had a great experience using Nick and AmeriFirst. Nick ensured we had all the information we needed and was available with any questions. He explained the process in a very understandable way and made the buying/loan process much easier with his guidance. Katie C.
Nick was so helpful in the process! It was our first home, so we had a lot of questions! He always got back to us quickly and thoroughly explained everything. Thanks Nick! Jolene Guignet
Nick was exceptional and outstanding. Nick and his team guided me through each step in the process and ensured that I knew what to expect during each phase. The communication was very open, which made the process seamless and transparent as possible. Every step of the way I felt like ... READ MORE Sirintorn Clay Software Engineer
Nick and his team were great. As a first time home buyer, he spent time walking us through everything we needed to know and took care of everything on the back end. All of my questions were answered quickly and the experience was great overall. Trey Hemmingsen Program Manager
The first meeting I had with Nick was excellent and he explained the process extremely well to a first time home buyer. He was extremely quick on responses to emails and questions and was more than happy to re-explain anything that I needed. Even got me a nice house warming gift! Austin Vlasak Security Engineer
Nick has helped me with purchasing my home as well as re-financing. He breaks down the matter of helping me understand all of the odds and ins that happen with home purchasing. I highly recommend working with him and will continue to do so as he makes me feel very comfortable in the process. Lindsay Walker Student Advisor
Nick is class act! We met with a couple of lender's to start and Nick stood out from the beginning. He was very informative and even though it is a lot of information to learn, it was not overwhelming with him. He is very easy to speak to and keeps you up to date on all of the ... READ MORE Sam M. Buyer
Hi this is Jeff Roesch . I would like to highly recommend Nick Brown for a home loan . He worked with us every step of the way and made everything really easy for us . Very great person and cares about the people he is working with . Jeff Roesch home buyer
Nick goes above and beyond to find a good deal on financing and get the loan closed. He is honest and helpful throughout the process. Nick Slutsky Buyer
Nick and his team at Amerifirst did an excellent job with our first home loan ensuring that we were well informed and comfortable at every step along the way. I was very impressed with his professional demeanor and everything went very smoothly and we closed in a very short amount of ... READ MORE Colby Young Conscious Business Consultant
Nick is fantastic to work with. If he doesn't pickup the phone immediately, he returns my call very promptly and delivers on the follow-up items after we speak. He's honest, smart and knowledgable (which is worth a lot to me). I know I can trust his advice when faced ... READ MORE James Tolson Area Director
Nick and his team did a fantastic job on my personal refinance. As a real estate professional, I not only recommend Nick to my buyer clients, but I also used Nick for my personal needs. Brian R President
I cannot say enough about how great Nick's service of my refinancing was. Not only was he quick and concise on the information he needed from me, but his availability was bar none. I have worked with Nick twice and will continue to keep his contact information close by. Brandon Williams Architect and Happy Homeowner
Nick and his team have now handled 3 home purchases and twice as many refinances (likely more...). Nick is so thorough and helpful that you'd think it was his own money he was processing a loan for. He always does what it takes, from building a custom spreadsheet of our loan ... READ MORE Lauren Lawton Lauren Lawton President
Nick was really helpful during my refinance. It was quick and easy. A+, would recommend! Justin P Sales

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